By RUSSELL GLOOR Social Security Advisor Dear Rusty: My neighbor was a long time employee of the railroad and has told me that he doesn’t receive Social Security like I do, but rather gets Railroad Retirement Benefits which are, according to him, better than Social Security. This irks me a little bit because I’ve worked my whole life paying those FICA taxes, so why should my neighbor have a better retirement benefit than me? And just what exactly is this Railroad thing he’s covered by?