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SBA Amends Declaration For Civil Unrest Disaster Assistance

Low-interest federal disaster loans are available to Alameda County businesses and residents affected by the civil unrest that began May 26, 2020.

The U.S. Small Business Administration amended its June 17 declaration following damage assessments completed in Alameda County on July 19. The amended declaration now covers businesses and residents who incurred damage as a result of the civil unrest in Alameda, Contra Costa, Kern, Los Angeles, Orange, San Bernardino, San Francisco, San Joaquin, San Mateo, Santa Clara, Stanislaus and Ventura counties in California.

“SBA is strongly committed to providing California with the most effective and customer-focused response possible, and we will be there to provide access to federal disaster loans to help finance recovery for businesses and residents affected by the disaster,” said Tanya Garfield, Director of the U.S. Small Business Administration’s Field Operations Center-West. “Getting our businesses and communities up and running after a disaster is our highest priority at SBA.”

In response to the Coronavirus pandemic, for this disaster SBA will establish a virtual Disaster Loan Outreach Center to answer questions about SBA’s disaster loan program, explain the application process and help each individual complete their electronic loan application.

“Low-interest federal disaster loans are available to businesses of all sizes, most private nonprofit organizations, homeowners and renters whose property was damaged or destroyed by this disaster,” said Garfield.

The Virtual Disaster Loan Outreach Center is open Monday through Friday from 8 a.m. to 4:30 p.m.; go to or call 916-735-1500.

These services are only available for the California disaster declaration as a result of the civil unrest that began May 26, 2020, and not for COVID-19 related assistance.

Applicants may apply online, receive additional disaster assistance information and download applications at Applicants may also call SBA’s Customer Service Center at (800) 659-2955 or email for more information on SBA disaster assistance. Individuals who are deaf or hard-of-hearing may call (800) 877-8339. Completed applications should be mailed to U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155.

The extended filing deadline to apply for property damage is Sept. 16, 2020. The deadline to apply for economic injury is March 17, 2021.

Businesses of all sizes and private nonprofit organizations may borrow up to $2 million to repair or replace damaged or destroyed real estate, machinery and equipment, inventory and other business assets. SBA can also lend additional funds to businesses and homeowners to help with the cost of improvements to protect, prevent or minimize the same type of disaster damage from occurring in the future.

For small businesses, small agricultural cooperatives, small businesses engaged in aquaculture and most private nonprofit organizations of any size, SBA offers Economic Injury Disaster Loans to help meet working capital needs caused by the disaster. Economic injury assistance is available regardless of whether the business suffered any property damage.

Disaster loans up to $200,000 are available to homeowners to repair or replace damaged or destroyed real estate. Homeowners and renters are eligible for up to $40,000 to repair or replace damaged or destroyed personal property. Interest rates can be as low as 3 percent for businesses, 2.75 percent for private nonprofit organizations and 1.25 percent for homeowners and renters with terms up to 30 years. Loan amounts and terms are set by SBA and are based on each applicant’s financial condition.

The U.S. Small Business Administration is a go-to resource and voice for small businesses backed by the strength of the federal government. The SBA empowers entrepreneurs and small business owners with the resources and support they need to start, grow or expand their businesses, or recover from a declared disaster. It delivers services through an extensive network of SBA field offices and partnerships with public and private organizations. To learn more, visit