Acting District Director Antonio Doss of the U.S. Small Business Administration’s San Francisco District Office reminded California small businesses of the Nov. 1, 2017, deadline to apply for an SBA federal disaster loan for economic injury caused by the 31st Avenue Warehouse Fire that occurred on Dec. 2, 2016, in the City of Oakland.

According to Doss, small nonfarm businesses, small agricultural cooperatives, small businesses engaged in aquaculture and most private nonprofit organizations of any size may apply for Economic Injury Disaster Loans up to $2 million to help meet working capital needs caused by the disaster.

“Economic Injury Disaster Loans may be used to pay fixed debts, payroll, accounts payable and other bills that cannot be paid because of the disaster’s impact. Economic injury assistance is available regardless of whether the applicant suffered any property damage,” Doss said.

These low-interest federal disaster loans are available in Alameda, Contra Costa, San Francisco, San Joaquin, San Mateo, Santa Clara and Stanislaus counties.

The interest rate is 3.125 percent for businesses and 2.5 percent for private nonprofit organizations with terms up to 30 years. Loan amounts and terms are set by SBA and are based on each applicant’s financial condition.

Applicants may apply online, receive additional disaster assistance information and download applications at https://disasterloan.sba.gov/ela. Applicants may also call SBA’s Customer Service Center at (800) 659-2955 or email disastercustomerservice@sba.gov for more information on SBA disaster assistance. Individuals who are deaf or hard of hearing may call (800) 877-8339. Completed applications should be mailed to U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX  76155.